myLife
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Financial intermediation by myLife

Nikola Ivanov

Mortgage, investments, income protection, and retirement — all clearly presented in one wealth map. With a single advisor who knows your entire story and guides you towards a regular income stream, a monthly payout from your assets.

Consultations always free No commitment A reply within 24 hours

Nikola Ivanov
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Why it matters

Five products from five people is not a financial plan. It's five commissions.

No one sees the whole picture Your mortgage specialist doesn't know about your investments, and your insurance agent doesn't know about your mortgage. Decisions made without context cost you money on both sides.
Your money works against itself Are you investing at 7% while simultaneously paying off an expensive consumer loan at 12%? Without a comprehensive view, such illogical situations commonly occur.
Goals without a plan remain dreams Homeownership, children's education, retirement income — all can be achieved. But not all at once and not without setting priorities.

How I can help

I look for solutions across the whole market, not inside a single bank or insurer.

Financial Map A complete overview of your financial situation in one place: assets, debts, income, protection. See where you stand today and identify the weakest link.
Priorities by Life Stage The plan will tell you what to address first, what can wait, and what is unnecessary. Every euro will have a purpose.
One Partner for Everything You handle your mortgage, investments, and insurance with one person who is responsible for the outcome. No being passed around between specialists.

Money does not have to be rocket science. It helps to have someone beside you who understands it.

11 years in the industry
1000000 € under management
15924705 € Mortgage volume
5 Managers

About me

Most people who come to me don't have financial chaos because they are irresponsible — but because everyone sold them a piece and no one showed them the whole picture. That's exactly what I put in order.

Let us meet

Under one roof I compare offers from banks and insurers across the market

Allianz MetLife UNIQA Generali Union Colonnade HDI Wüstenrot NN Dôvera Agra poisťovňa Defend Insurance AXA Assistance

How it will work

Three steps. The first one commits you to nothing.

  1. Free consultation (30 minutes) We will map out your situation and goals. No documents are needed beforehand.
  2. Your Financial Map Within a few days, you will receive an overview of your entire situation and a step-by-step plan — clear, on a single page.
  3. Step-by-step implementation We will gradually set up protection, investments, and loans. Once a year, we will update the map together to keep pace with your life.
Book a free consultation The consultation is free and without obligation.

Mini majetková mapa

Odpovedzte na desať otázok a do 24 hodín Vám pošlem miniatúrnu verziu majetkovej mapy: tri najslabšie miesta Vašich financií a prvý krok, ktorý ich rieši.

I will only use your e-mail for what you signed up for. Every message has an unsubscribe link.

Run the numbers

I use the rates banks are offering today — from 3,19 % (Prvá stavebná sporiteľňa, a. s., 3-year fixed period). I will prepare exact figures for our meeting.

Prvá stavebná sporiteľňa, a. s. 3,19 % 3r Prima banka Slovensko, a.s. 3,80 % 3r Tatra banka, a.s. 4,09 % 3r Československá obchodná banka, a.s. 4,30 % 3r Všeobecná úverová banka, a.s. 4,49 % 3r UniCredit Bank Czech Republic and Slovakia, a.s. 4,49 % 2r 365.bank, a.s. 4,60 % 3r Slovenská sporiteľňa, a.s. 4,99 % 3r mBank S.A. 4,99 % 3r

The rates shown are the lowest a bank will give — assuming you also take its other products (an account, loan insurance, salary paid in). Without them the rate is higher and the cheapest offer may turn out to be a different one. We will go through what actually pays off for you.

Bank rates valid for 10/2026.

What you would pay each month and how much the loan costs in total.

Loan amount
Repayment period
Fixed period

I fill in the rate from what banks offer for this fixed period today.

I will show you the result as soon as you leave me a contact. Either one will do.

I use figures that apply on the market today. This does not commit you to anything.

Blog

I write about what actually matters in practice.

How it works

Five steps that are the same for every client at myLife.

Step 1 of 5 First contact

We get to know each other and I explain what I do.

Frequently asked questions

How are you different from the financial advisors I meet everywhere?

I only advise on what I can justify with numbers — and you see the entire plan in black and white, including fees. I don't start with a product, but with your financial map. Products are the last step, not the first.

How much does working together cost?

The consultation and financial map are free. Financial institutions pay my fee when solutions are implemented — and you see all costs for each solution upfront.

I already have existing products. Do I have to cancel them?

No. The map will first show what works and what doesn't. What's working stays — canceling something just 'to have something new' is precisely the approach I oppose.

Who is this for?

For anyone with an income who wants their money to have a system — from their first job to a family with a mortgage. The sooner assets have a plan, the fewer mistakes need to be corrected later.

How much time will this take?

The initial consultation takes 30 minutes, and presenting your financial plan takes about an hour. I handle all the paperwork. After that, we meet once a year — or whenever something changes in your life.

Stop collecting products. Start building wealth according to a map.

Book a free consultation

I will reply within 24 hours. The consultation is non-binding, and I don't sell anything during it.

Book a meeting

Pick a time that suits you. It takes 60 minutes.

Pick a time that suits you.

Write to me

Leave me your contact details and a short note on what I can help with.

Write me a few sentences about what you are dealing with. I will get back to you personally — not a robot.

  • I reply within 24 hours at the latest, usually sooner.
  • We arrange a meeting online or in person, whichever suits you.
  • Consultations are always free — you never pay for them and they commit you to nothing.

Contact

Get in touch any time — I will reply as soon as I can.

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